Terms of use
ATTENTION
This legal notice applies to the entire contents of this website and to any
correspondence by e-mail between us and you. Please read these terms carefully
before using this Website. Using this Website indicates that you accept these terms
regardless of whether or not you choose to register with us. If you do not accept these
terms, do not use this Website. This notice is issued by The Debt Advisor Ltd.
1. INTRODUCTION
1.1 You may access most areas of this Website without registering your details with us.
The information on this Website is intended solely to provide general information on
the Practice and the consultancy services it provides.
1.2 By accessing any part of this Website, you shall be deemed to have accepted this
legal notice in full. If you do not accept this legal notice in full, you must leave this
Website immediately.
1.3 The Practice may revise this legal notice at any time by updating this posting. You
should check this Website from time to time to review the then current legal notice,
because it is binding on you. Certain provisions of this legal notice may be superseded
by expressly designated legal notices or terms located on particular pages at this
Website.
2. LICENCE
2.1 You are permitted to print and download extracts from this Website for your own
use for the sole purpose of reading or seeking information from it on the following
basis:
(a) no documents or related graphics on this Website are modified in any way;
(b) no graphics on this Website are used separately from accompanying text; and
(c) the Company's copyright and trade mark notices and this permission notice appear
in all copies.
2.2 You may not copy, distribute, transmit, display, perform, reproduce, publish,
licence, create derivative works from, transfer or sell any information, products or
services appearing on this Website.
2.3 Unless otherwise stated, the copyright and other intellectual property rights in all
material on this Website (including without limitation photographs and graphical
images) are owned by the Practice or its licensors. For the purposes of this legal
notice, any use of extracts from this Website other than in accordance with paragraphs
2.1 and 2.2 above for any purpose is prohibited. If you breach any of the terms in this
legal notice, your permission to use this Website automatically terminates and you
must immediately destroy any downloaded or printed extracts from this Website.
2.3 Subject to paragraph 2.1, no part of this Website may be reproduced or stored in
any other website or included in any public or private electronic retrieval system or
service other than temporarily as one single copy in the cache of your computer in the
course of using the Website without the Practice's prior written permission.
2.4 Any rights not expressly granted in these terms are reserved.
3. SERVICE ACCESS
3.1 While the Practice endeavours to ensure that this Website is normally available 24
hours a day, the Practice shall not be liable if for any reason this Website is unavailable
at any time or for any period.
3.2 Access to this Website may be suspended temporarily and without notice in the
case of system failure, maintenance or repair or for reasons beyond the Company's
control.
4. VISITOR MATERIAL AND CONDUCT
4.1 Other than personally identifiable information, which is covered under the Privacy
Policy, any material you transmit or post to this Website shall be considered non-
confidential and non-proprietary. The Practice shall have no obligations with respect to
such material. The Practice and its designees shall be free to copy, disclose, distribute,
incorporate and otherwise use such material and all data, images, sounds, text and
other things embodied therein for any and all commercial or non-commercial purposes.
4.2 You are prohibited from posting or transmitting to or from this Website any
material (including but without limitation):
(a) that is threatening, defamatory, obscene, indecent, seditious, offensive,
pornographic, abusive, liable to incite racial hatred, discriminatory, menacing,
scandalous, inflammatory, blasphemous, in breach of confidence, in breach of privacy
or which may cause annoyance or inconvenience; or
(b) for which you have not obtained all necessary licenses and/or approvals; or
(c) which constitutes or encourages conduct that would be considered a criminal
offence, give rise to civil liability, or otherwise be contrary to the law of or infringe the
rights of any third party, in the UK or any other country in the world; or
(d) which is technically harmful (including, without limitation, computer viruses, logic
bombs, Trojan horses, worms, harmful components, corrupted data or other malicious
software or harmful data).
4.3 You may not misuse the Website (including, without limitation, by hacking).
4.4 The Practice shall fully co-operate with any law enforcement authorities or court
order requesting or directing the Practice to disclose the identity or locate anyone
posting any material in breach of paragraph 4.2 or paragraph 4.3.
5. LINKS TO AND FROM OTHER WEBSITES
5.1 Links to third party websites on this Website are provided solely for your
convenience. If you use these links, you leave this Website. The Practice has not
reviewed all of these third party websites and does not control and is not responsible
for these websites or their content or availability. The Practice therefore does not
endorse or make any representations about them, or any material found there, or any
results that may be obtained from using them. If you decide to access any of the third
party websites linked to this Website, you do so entirely at your own risk.
6. DISCLAIMER
6.1 While the Practice uses reasonable endeavours to ensure that the information on
this Website is correct, the Practice does not warrant the accuracy and completeness of
the material on this Website. The Practice may make changes to the material on this
Website, or to the services described in it, at any time without notice. The material on
this Website may be out of date, and the Practice makes no commitment to update
such material.
6.2 The material on this Website is provided “as is”, without any conditions, warranties
or other terms of any kind. Accordingly, to the maximum extent permitted by law, the
Practice provides you with this Website on the basis that the Practice excludes all
representations, warranties, conditions and other terms (including, without limitation,
the conditions implied by law of satisfactory quality, fitness for purpose and the use of
reasonable care and skill) which but for this legal notice might have effect in relation to
this Website.
6.3 The material on this Website does not constitute advice of any kind, whether
financial or otherwise. By using this Website you confirm that you have not relied on its
content as advice on any specific matter.
7. LIABILITY
7.1 The Practice, any other party (whether or not involved in creating, producing,
maintaining or delivering this Website), and any of the Practice's group officers,
employees, or agents of any of them, exclude all liability and responsibility for any
amount or kind of loss or damage that may result to you or a third party (including
without limitation, any direct, indirect, punitive or consequential loss or damages, or
any loss of income, profits, goodwill, data, contracts, use of money, or loss or damages
arising from or connected in any way to business interruption, and whether in tort
(including without limitation negligence), contract or otherwise) in connection with this
Website in any way or in connection with the use, inability to use or the results of use
of this Website, any websites linked to this Website or the material on such websites,
including but not limited to loss or damage due to viruses that may infect your
computer equipment, software, data or other property on account of your access to,
use of, or browsing this Website or your downloading of any material from this Website
or any websites linked to this Website.
7.2 Nothing in this legal notice shall exclude or limit the Practice's liability for:
(a) death or personal injury caused by negligence (as such term is defined by the
Unfair Contract Terms Act 1977); or
(b) fraud; or
(c) misrepresentation as to a fundamental matter; or
(d) any liability which cannot be excluded or limited under applicable law.
7.3 If your use of material on this Website results in the need for servicing, repair or
correction of equipment, software or data, you assume all costs thereof.
8. GOVERNING LAW AND JURISDICTION
This legal notice shall be governed by and construed in accordance with English law.
Disputes arising in connection with this legal notice shall be subject to the exclusive
jurisdiction of the English courts.
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Working with The Debt Advisor Ltd
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0207 531 1777
